A+ Financial Services


A+ Credit on the WAVE 3 Troubleshooter

Louisville’s Troubleshooter is well-known for her tough investigative reports. We were honored to appear on the show and even more honored when we were invited back to answer live callers questions on credit and debt.

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FICO v. FAKO Scores

By LaToya Irby, About.com Guide

The FICO score was created in the mid-1980s by the company formerly known as Fair Isaac (now called FICO). The FICO score was intended to help lenders figure out which borrowers were most likely to default.  In March 2006, the three major credit bureaus - Equifax, Experian, and Transunion - launched the VantageScore or PLUS score.

Going through a Divorce and Worried About your Credit?

Well, you should be.  Joint debts can wreak havoc on your credit if your ex-spouse doesn't handle them properly and your divorce decree doesn't really protect you.

For instance, if you have a joint auto loan and the divorce decree specifies that your ex will keep that auto and will refinance the loan into just their name, what happens if they don't?  And what happens if they make a car payment 30+ days late?  Your credit gets hit – that's what happens.


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