A+ Financial Services

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Is credit repair legal?

Absolutely! It is your legal right to dispute items on your credit report.  A+ Financial exercises your legal rights pursuant to the Fair Credit Reporting Act, the Fair Credit Billing Act, Truth in Lending Act, and Fair Debt Collection Practices Act, as well as other applicable Federal statutes. A+ Financial helps consumers with credit reports that contain information that is inaccurate, misleading, incomplete or unverifiable.


Be cautious of any company that claims it can improve or remove items on your credit reports that are 100% accurate and correct, they may be violating Federal Statutes. We recommend that you stay away from services that recommend that you attempt to obtain a new/alternate social security number, attempt to create a consumer credit profile under a EIN, or create "fake" credit profiles by intentionally reporting false data. These tactics can be illegal and/or unethical and, if caught, can result in significant personal liability.

 

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