About US

Opened in 2006, A+ Credit has built a reputation as a leader in credit restoration. We are a family-owned, locally operated business.  We strive to deliver A+ customer service and to achieve a high level of customer satisfaction. The BBB consistently rates us as top-notch and our many reviews over the years online are a testament to our commitment to our clients.

We have vast experience in helping home buyers achieve their dreams and work with real estate and mortgage professionals daily.  Even if you’re not in the market for a house or a refinance, we can help you overcome the damage done to your credit during difficult times.

One of the main things that sets us apart is our superior knowledge of the Fair Credit Reporting Act.  Approximately 30% of our clients have a reporting error on their credit reports that they don’t know about.  We find them and get them corrected, even if it means working with a local attorney to hold the creditors’ and credit bureaus’ feet to the fire.  As a bonus, we often find errors that will results in money in your pocket so it’s quite possible that you may MAKE money by utilizing our service.

We offer a very affordable service – no extra fees or hidden costs.  As one of our clients recently said, “If you go somewhere else, you’ll be paying too much.”

A+ Credit on the WAVE 3 Troubleshooter

Louisville’s Troubleshooter is well-known for her tough investigative reports. We were honored to appear on the show and even more honored when we were invited back to answer live callers questions on credit and debt.
Testimonials
Success Stories

A+ Credit was GREAT!!! They started working on our credit right away and gave us advice on things we could do to help our scores as well. With their help we were able to be pre-approved for a home loan in less than 90 days!!! ~TJW

Roger started with only one score. The other two credit bureaus just didnt have enough information to score him. Look what happened in 2 months!

Jason needed to refinance his home, but with a 539 mid, it just wasnt going to happen. With a 618 midscore, he had options!

Wow! Midscore went from a 535 to a 671!

Michael and Pat started well below the 620 lending requirements and now are BOTH in the 650’s!

Erin improved her scores 74 points in 74 days and now qualifies for a Conventional Loan!!

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