know your rights
More than $2,000,000 in total settlements achieved for our clients!
At A+ Credit, we act as your own personal compliance officer when it comes to your rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). Data breaches, identity theft, fraud and misreporting by creditors and the credit bureaus can make you feel like you have no control over the data that appears on your credit report.
Fighting billion dollar companies like the credit bureaus can seem overwhelming. That’s where we come in.
We follow the proper steps in attempting to correct errors on your credit report which preserves your right to take legal action if those errors are not corrected. Over the years, we’ve found that approximately 1 in 4 of our clients will end up with an uncorrected error on their credit reports or will have their rights under the FCRA or FDCPA violated by creditors or the credit bureaus. We help you pursue action that will correct the error and will often put money in your pocket.